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10 Things a Lender Needs From You

 W-2 forms or business tax return forms if youre self-employed for the last two or three years for every person signing the loan. Copies of one or more months of pay stubs from every person signing the loan.  Copies of two to four months of bank or credit union statements for both checking and savings [...]

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6 Creative Ways to Afford a Home

If your income and savings are making homebuying a challenge, consider these options. Investigate local, state, and national downpayment assistance programs. These programs give loans or grants to cover all or part of your required downpayment. National programs include the Nehemiah program (http://www.getdownpayment.com) and the American Dream Downpayment Fund from the U.S. Department of Housing [...]

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10 Ways to Make Your Home Irresistible at an Open House

 Put fresh or silk flowers in principal rooms for a touch of color.  Add a new shower curtain, fresh towels, and new guest soaps to every bath.  Set out potpourri or fresh baked goods for a homey smell. Set the table with pretty dishes and candles. Buy a fresh doormat with a clever saying. Take [...]

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Testimonials

Chandra has a real gift for building relationships with everyone she meets! She is a wonderful peer mentor for me and her extensive knowledge of the real estate industry is key to helping our clients stay positive and achieve their goals. In addition to selling and buying homes she spends endless hours on planes and in class educating other agents and providing us tools we need to better serve our individual communities. — Regina Padilla